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Our Blog

How to Determine the Health Insurance Plan for Your Family

Posted by Johnson Memorial Health on Dec 8, 2015 10:00:00 AM

Choosing a health insurance plan can be complicated. There are many variables that go into each plan, and the details can be hard to understand. Income, age, and financial situation may also play a large part in the plans available to you and your family.

Certain employers have to offer basic health coverage to their full time employees, but they are not required to offer benefits to the employees family. An employee is not required to take the insurance offered by the employer. It might be a good idea to see the other options available to you and your family.

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Topics: Insurance, HIP

What You Need to Know About HIP 2.0

Posted by Johnson Memorial Health on Nov 24, 2015 9:30:00 AM

The Healthy Indiana Plan, or HIP, has recently undergone some changes. HIP is a health insurance program from the state of Indiana for adults between the ages of 19 and 64. It provides coverage for qualified low-income Hoosiers who want to participate in a low-cost, consumer driven health care program. The program covers Dental and Vision (all new) or people aged 19-64 at an affordable rate (no more than 2% of your monthly income) with low or no premiums. The plan pays for medical expenses and gives incentives to members who are more health conscious.

Who is Eligible?

Indiana residents whose income falls within the numbers below which are based on the Federal Poverty Level.

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Topics: Insurance

Deciphering Your Explanation of Benefits (EOB)

Posted by Johnson Memorial Health on Jan 20, 2015 10:30:00 AM

An Explanation of Benefits (EOB) is a notification form that your insurance company sends you when a health care benefits claim has been processed. An EOB is one way that insurers can help patients manage their healthcare, and a way for patients to help their insurer verify services and control costs. Patients should carefully read and review an EOB because it provides a list of services that the medical provider or supplier claims to have provided to the patient.  

Unfortunately, unless you're fluent in "insurance-speak," EOBs can be a bit confusing. Let's take a look at some of the main sections of an EOB and how to decipher them.

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Topics: EOB, Insurance